Dividend planning toolkit
Dividend Reinvestment Calculator
Model how portfolio income can scale when dividends are reinvested and fresh capital is added each year.
Dividend Reinvestment Projection
Update the assumptions below to model a realistic dividend-income path.
How to interpret the result
Treat the output as a planning range, not a guarantee. Dividend policy, taxes, inflation, and market valuation can all change faster than a spreadsheet implies.
Keep exploring
Use the related calculators and guides to test the same assumptions from a different angle.
Frequently asked questions
Does this assume stock prices stay flat?
This calculator isolates income compounding using yield and dividend growth assumptions. It is not a full market return model.
Should I always reinvest dividends?
Many accumulation-stage investors do, but the right choice depends on taxes, valuation, and whether you need current income.
Why include annual contributions separately?
It lets you distinguish between compounding from the portfolio itself and growth driven by new savings.